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Why finance with ZED AUTO?

Quick and convenient.
Apply online from the comfort of your home. Our secure application only takes a few minutes to complete.

Options for different credit situations.

Good credit, challenging credit, or no established credit, we’ll work to help you find a financing option that fits your situation.

Personalized assistance.
Every application is reviewed individually by our finance team. We’ll take the time to understand your needs and explain your available options.

A wide selection of vehicles.
Explore our inventory of quality pre-owned cars, trucks, and SUVs and find a vehicle that fits your needs and budget.
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How it works
 
1. Complete the application. 
    Tell us a little about yourself, your employment, and the type of vehicle you’re looking for.

2. We review your options. 
     A member of our finance team will carefully review your application and contact you to
     discuss the next steps.
 
3. Choose your vehicle.
     Once we understand your financing options, we’ll help you find a vehicle that suits your
     needs and budget.

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FINANCING FOR DIFFERENT CREDIT SITUATIONS

Your credit history shouldn’t stop you from exploring your vehicle options.

Our finance team works with customers in many different situations, including:

• Excellent or established credit
• Limited or no credit history
• Previous late or missed payments
• Consumer proposals or past bankruptcy
• Self-employed or variable income
• Newcomers to Canada
• First-time vehicle buyers

Approval is subject to your credit and lender requirements.
Our team will work with you to explore the options that are be available.
 
READY TO GET STARTED?

Complete our secure online application and let our finance team help you explore your vehicle-financing options:
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Frequently asked Questions


Will applying affect my credit?
Submitting an application allows our team to review your information. A credit check will be required as part of the financing process. We will explain the next steps when we contact you.

Can I apply if I have bad/challenging credit?
Yes. We work with customers in a variety of credit situations. Approval and financing terms are determined by the lender and will depend on your individual application.

What information will I need?
You will be asked to provide your contact information, address, employment details, income information, identification, pay stubs and details about your preferred vehicle.

Do I need a Down payment?
Down payment requirements vary depending on the vehicle, lender, and your credit. Our finance team will explain any applicable requirements after reviewing your application.

Do I need a Drivers License? 
Yes. Majority of lenders require a Canadian Drivers License. If you hold a Learners or an International Drivers License, exceptions can be made but it all depends on your credit and lender approvals.

Can I use my current vehicle as a trade-in?
Yes. You may be able to trade in your current vehicle and apply its allowance toward your next purchase, even if there is an existing loan on it.

How quickly will someone contact me?
Applications submitted during business hours are reviewed as soon as possible. A member of our team will contact you once your application has been received and reviewed.